Works With Every Major NZ Bank Via Akahu
Read-Only, Bank-Grade Security
Built In New Zealand
Your whole financial life, in one place

See What Your
 Money
 Can Really Do.

Swish Brings Every Account, Asset And Loan Into One Clear Picture, Then Shows You How Much Wealth You Could Build With What You Already Have.

Build your free dashboard See your numbers first
Swish phone dashboard showing a net worth of $482,450
Calculators

Run The Numbers On Your
Next Property Move.

Explore what you can borrow, estimate your repayments, and calculate potential property returns all in one place, before making your next move.

  • Mortgage & Borrowing

    Repayments, offset, LVR, equity and bank rates

  • Property Investment

    Cashflow, rental yield and capital growth

Explore Calculators
Powered by:

Sample data only — these are not live insurance quotes.

$150 – $190 /month

No live integration yet, so this is a band rather than a quote.

Request a Callback
$1,000,000 $500
Insurance Quote Tool

Compare Insurance Quotes For Everything You Want To Protect.

Home, vehicle, life, health, travel and more. Answer a few questions and compare quotes side by side.

  1. 1 Choose your cover
  2. 2 Tell us what you need
  3. 3 Compare and choose
Get a Quote

You Can't Grow What You Can't See.

Your money's spread across bank accounts, KiwiSaver, loans, maybe a rental or two. Seen separately, none of it tells you the truth. Seen together, you finally know where you stand, and what to do next.

Swish brings everything together so you can finally see the full picture.
Swish

One app. Every account.

Bank accounts, KiwiSaver, loans, cards, property. Swish pulls it all together automatically through open banking,
so there's no juggling logins or jumping between apps.

An illustration of a key being handed over

Open Banking Connections

Securely connect your bank accounts so balances update automatically.

Asset & Liability Register

Track property, vehicles, investments and
debts in one place.

Budgeting Tools

See what your spending habits look like, and how you can optimise your budget to reach your goals.

Net Worth Dashboard

See a real-time snapshot of everything
you own and everything you owe.

Mortgage & Debt Tools

Understand how extra repayments or
financial changes affect your loan timelines.

Smart Financial Insights. Spot trends, track progress and understand where your money is going.

Getting started takes minutes.

Sign up in seconds.
STEP 1

Sign up in seconds.

Securely, using open banking.

Connect your accounts.
STEP 2

Connect your accounts.

Add assets, loans and property
alongside your bank data.

Watch it all come together
STEP 3

Watch it all come together

Your full financial picture, built
automatically.

Build your free dashboard
Financial growth chart ↗ +24% Growth

See Your Financial Picture Clearly.

Swish organises everything automatically, so you can track progress and make better decisions.

Net Worth, Tracked Over Time
Mortgage & Debt Payoff Progress
Real-Time Bank Account Overview
Your Complete Asset And Liability Register
Property IQ

The Only NZ Finance App That Thinks Like A Property Investor.

Rental yield, cash-on-cash return, multi-year cash flow projections, interest deductibility, chattels depreciation, ring-fencing, bright-line. The numbers your accountant runs, without waiting for your accountant.

Educational tools only. Not tax or financial advice. Consult a qualified adviser for your situation.

Run the property numbers
A model house and stacks of coins on a financial adviser's desk

Security Built Into Every Layer.

Your financial information is protected using modern security standards and secure authentication systems. Swish is designed so your data remains private and under your control.

Bank-grade encryption

All data is encrypted using industry-standard protocols.

Secure authentication via Zitadel

Enterprise-grade identity management keeps your account safe.

Open banking connections

Direct, secure connections to your financial institutions.

Read-only bank access

We can only view your data, never move your money.

Your credentials are never stored

Bank login details are handled securely by Akahu, not Swish.

Built for people who want to get ahead.

A family outside their new home

First home buyers

See how close you really are, and how to get there faster.

A family using their laptop at home

Homeowners

Track your mortgage payoff and watch your net worth climb.

A couple reviewing property information

Property investors

Run any deal through NZ-specific numbers in minutes.

People discussing their finances

Anyone getting serious
about money

Finally see the whole picture, and what to do next.

Powered by Akahu open banking · Made in New Zealand

Want a human?
We've got New Zealand advisers on hand.

No Pressure, No Cost To Start The Conversation. Insurance, Investment And Lending, Reviewed By Real People Who Know The NZ Market.

Talk to an Advisor
  • Insurance Reviews
  • Investment Planning
  • Loan Structuring

FAQ

Contact Support
Is Swish Secure?

Swish uses bank-grade encryption, secure authentication via Zitadel, and read-only open banking connections. Bank login details are handled by Akahu.

Which Banks Can I Connect?

Swish connects with New Zealand's major banks through Akahu open banking, including ASB, ANZ, Westpac, BNZ and Kiwibank.

Does Swish Move My Money?

No. Bank access is read-only. Swish can view your financial data but cannot move your money.

Who Can See My Financial Information?

Your financial information is designed to remain private and under your control.

What Does It Cost?

The dashboard is described as free in this design. Confirm current plans and pricing with Swish before signing up.

Take control of your financial future.

See Your Whole Position, And How Far It Could Take You.

Build your free dashboard All In A Swish.